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Home> Workers' Comp> What is Workers' Compensation?
What Is Workers' Compensation?
In Texas, workers' compensation laws provide money and medical benefits to an employee who has an injury as a result of an accident, a disability related to an inury on the job, or occupational disease on-the-job. Workers' compensation is designed to protect workers and their dependents against the hardships from injury or death arising out of the work environment.
Workman's comp is intended to benefit the employee and employer alike. The employee receives money (usually on a weekly or biweekly basis) and medical benefits in exchange for forfeiting the common law right to sue the employer. The employer benefits by receiving immunity from court actions against them by the employee in exchange for accepting liability that is limited and determined.
Workers compensation programs may:
- Pay for medical expenses
- Repay most of lost earnings
- Pay for the loss of future earnings
- Provide vocational rehabilitation (training for a new job or occupation, physical therapy, etc.)
- Pay for funeral costs is a worker is killed at work
- Pay survivors wage-replacement benefits